Secure Online Shopping
Does Studio22Online store my credit card information?
No. Your card information is not captured on the Studio22 website, your transaction is directed to the secure page of Paygate. Paygate is a third party payment gateway, who makes use of the 3D secure option (3 Domain Security). The system authenticates the cardholder before the transaction takes place by diverting the browser to the bank that issued the card, who then request some secret, perhaps a pin, from their cardholder that will conclusively prove that this actually is the cardholder entitled to use this card. Once they are satisfied that this is their cardholder they issue an authentication receipt which is then presented to the merchant’s bank along with the authorisation request. If the transaction is then approved by the issuing bank they may not charge the transaction back to the merchant because the cardholder disputes the transaction as not being originated by them. Paygate is compliant to both Mastercard and Visa for 3D-Secure transactions through First National Bank, Standard Bank and ABSA.
Which credit cards do we accept for payment?
Sorry, no American Express or Diner’s Club.
What card details does Paygate require?
- Full card number on the front
- Card holder
- Expiry date
- CVV number (last 3 digits on the back of the card)
When will Paygate process your payment?
Credit Card payments are settled immediately and processing of the order will commence right away.
Do we accept budget card payments?
Yes, budget payment options are available from 3-months to 60-months.
The Human Interface.
Every order is manually processed by one of the Studio22 team, in-house. Orders are physically read and individually processed on a separate off-line network.
As complete orders are dispatched to the couriers at the end of each working day, payments need not delay the process, and you receive your goods fast, possibly even faster than other online stores.
This allows you to transact securely, with no delays.
Consumer Protection Act.
We are also proud to state that we operate to the outline set by the Consumer Protection Act and as an ethical family business with a 40 year history.